• Coverage of Compulsory Motor Insurance.
     

    For accident occurring from 1 April 2020 onwards.
     

    Road accident victims will be covered for body injury, health harm and death in the case the driver of insured vehicle is liable as following.
     
       

    In case of body injury, medical expenses according to actual damage not exceeding

    80,000 Baht per person

    In case of dismemberment/ permanent disability or total permanent disability

    		 200,000 - 500,000 Baht per person
    (dismemberment conditions according to Protection for Motor Vehicle Insurance)
    In case of death 500,000 Baht per person
    Daily compensation in case of hospitalization (inpatient) 200 Baht per day (total not more than 20 days)
       
     

    Preliminary compensation the company shall pay preliminary compensation to road accident victim who suffered from body injury within 7 days from the date of receipt of claim request without waiting for proof of liability as following. 

     
       
    In case of body injury, medical expenses according to actual damage not exceeding 30,000 Baht per person
    In case of dismemberment /permanent disability 35,000 Baht per person

    In case of death, funeral expense

    		35,000 Baht per person

    (Multiple cases combined not exceeding 65,000 Baht per person)
       
    Note : Liable driver of insured vehicle will receive compensation limit according to Preliminary Compensation only.
       
     

    Under the Compulsory Motor Insurance coverage, why does the driver of the insured vehicle can only receive preliminary compensation?
       
     

    Compulsory Motor Insurance covers all road victims affected by traffic accident. It covers against damage to life, body and health which is the liability of the driver of the insured vehicle. The victim(s) will receive compensation from the insurer. For the driver of the insured vehicle will only receive the preliminary compensation according to the insurance policy conditions as follows: Medical expenses in case of injury, not exceeding 30,000 Baht In case of death or permanent disability or loss of organs, 35,000 Baht Both cases combined, not exceeding 65,000 Baht.

     
    Note :The​ driver can claim from the party at fault.