• Buying Compulsory Insurance for Motorcycle
    No. Buying Compulsory Insurance for Motorcycle

    What are the legal premium prices for Compulsory Insurance for motorcycle?


    Compulsory Insurance Premium Rate for Motorcycle by type of motorcycle
        1. Private motorcycle
       Less than 75 cc  :                     161.57 Baht
       More than 75 cc to 125 cc  :     323.14 Baht
       More than 125 cc to 150 cc :   430.14 Baht
       More than 150 cc :                    645.21 Baht
       Electric motorcycle  :                 323.14 Baht
        2. Public / Rental motorcycle
       Less than 75 cc :                       -
       More than 75 cc to 125 cc :        376.64 บาท
       More than 125 cc to 150 cc :      -

       More than 150 cc :                    -



    Where to buy Compulsory Motor Insurance for motorcycle?


    You can buy Compulsory Motor Insurance for motorcycle at RVP’s branches, RVP’s agents, insurance brokers, motorcycle shops/dealers, vehicle roadworthy inspection center (Tor Ror Or), insurance broker companies and at 7-11 convenient store or Bank for Agriculture and Agricultural Co-Operatives (BAAC) nationwide.


    What are required documents for buying insurance?


    Required documents are;
       1. Copy of motorcycle registration (to put details of motorcycle on the policy)

       2. ID Card (to verify identification of the insured)

    In the case motorcycle’s owner cannot buy/renew Compulsory Motor Insurance; can they authorize other person to buy/renew the insurance on their behalf? And what are the required documents?


    Buying Compulsory Motor Insurance is simple and anyone can do it but it is necessary to show the insured’s identification to put on the insurance policy.
    Required document for purchasing insurance
       1. Copy of motorcycle registration (to put details of motorcycle on the policy)

       2. Insured’s ID Card (to verify identification of the insured)

    Which part of the insurance policy to be used for Annual Tax Registration Renewal?


    Please tear the tail section of the insurance policy to use for annual tax registration renewal at the Department of Land Transport. 


    Can I buy Compulsory Motor Insurance for old motorcycle, unregistered motorcycle or without license plate?


    for unregistered vehicle (absence of annual tax registration) you will have to pay penalty fee for tax break which requires a registration fee.

    However, if you miss the annual tax for more than 3 years, your registration will be suspended by the registrar, which will require a new registration

    fee (Please check with the Department of Land Transport). In case you wish to buy compulsory motor insurance, you can do it without fine

    or cost.

    The documents to be prepared are:
       1. Copy of vehicle registration
       2. ID card

    If you do not have a copy of the vehicle registration, you can bring the motorcycle to the officer to get the chassis/ engine number to confirm

    that the motorcycle is insured.


    What is the penalty for vehicle owner that fails to get Compulsory Motor Insurance?


    Compulsory Motor Insurance (Por.Ror.Bor) is an insurance that is required by law that all vehicle owners must get this insurance for their vehicles. 

    If fail to do so, the vehicle owner is liable for a fine up to 10,000 Baht. Compulsory Motor Insurance covers persons involved in road accident

    but does not cover property damage or the vehicle itself.

    The following motor vehicles are exempted from having Compulsory Motor  Insurance
       1. Royal Motor Vehicle of the King, the Quern, Heir apparent and the Regent
       2. Motor Vehicles for Royal Household that have been registered with the stickers according to the Royal Ordinance
       3. Motor Vehicles of Ministry, Bureau, Department, Municipality, Provincial Organization, Local Office that are called in other names and military vehicles.

       4. Other Motor Vehicle according to Ministerial Regulations.

    If the police officer asks to see insurance documents for motorcycle, what will I use as evidence that my motorcycle has insurance already?


    when the officer inspects and asks to see the insurance document the vehicle owner or driver must show Policy Schedule to the officer.

    In the case the policy schedule is lost or damaged, the vehicle owner can contact RVP at any branch to obtain the new one by bringing

    the following documents;
       1. Police report stating the insurance policy is lost.
       2. The original insurance policy (in case of damaged policy)
       3. ID card of the insured with certified of copy Or any other proof of identity such as Alien certificate or passport, as the case may be.

     If the Insured is a juristic person, a photo copy of the certificate of registration of a legal entity is required.

       4. In case the insured authorizes someone else to obtain a policy on their behalf, the proxy must submit a power of attorney letter (With stamp duty 10 baht) along with a copy of ID card of the insured and the proxy (with signature to certify the copy).

    Can insurance policy for motorcycle from Road Accident Victims Protection Company (RVP) be reissued?


    In case of lost motorcycle insurance policy. Insured Person can request for a new one at RVP’s branches nationwide, please prepare the following documents.

       1. A copy of the police report (Notification)
       2. Copy of ID card of Insured Person
       3. In case of authorization, must have an authorization letter and a copy of the ID card of the insured person and the attorney.